REASONS TO CHOOSE CREDIT CARD OF HOME CREDIT
Image Fast approval,
easy process
Image Up to 45 interest-free days
Image Up to 10% cash back
for spending
Image Great savings with
Home Credit Zone
Image Free annual fee
of 1st year
Image Intelligent spending
management with
Home Credit
Mobile App

 
COMPETITIVE ADVANTAGES

Welcome to the exclusive promotion zone with
Home Credit' Credit Card

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So sánh thẻ

 

Cash back up to 10%
on all spending transactions in monthly

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(*) Except for Online transactions, maximum redemption is 100,000 VND per month
red-tick Apply from 20 May 2019
red-tick Maximum redemption: 500,000 VND/ month
red-tick Reward 200.000 points (equivalent 200.000 VND) if having spending
of 36 million VND within 12 months from contract signed date.
How to redeem the reward point?
  • 1 point = 1 VND
  • Reward points are shown in monthly statement
  • Please call Customer Service Center – Hotline: *6868 or (028) 38 999 666 to redeem when you have reward points from 100.000 points or more. The Cash Back will be credited in the next statement.
  • Minimum redemption: 100.000 VND/time
  • Terms and conditions apply

Great savings on your everyday spends with
Home Credit Zone

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Enjoy numerous hot deals and offers when using Home Credit app

 
  • Cashback: the refund will be credited to the primary account of cardholders in monthly statement.
  • Discount: the amount will be deducted on store receipts into cardholder’s card.
  • Exclusive deals for app users: enjoy best offers from our partners by looking in “APP” category.
All Dining Shopping Beauty Entertainment Travel App Other
 

 

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PIN number is transaction password, consists of 4 digits. You must to enter this number when make cash withdrawal at ATMs or entering POSs when make purchase at the shops
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PIN number can be changed at Card holder's request by calling to Home Credit Customer Service Call Center, *6868 and (028) 38 999 666 (24/7)
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Change PIN number immediately if you suspect someone else to know it
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To ensure the sercurity, you avoid the choice of numbers which are easy to remember such as duplicate numbers (1111, 1234,...) or date of birth, ID number,...
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Don't let anyone to know or write/save PIN number anywhere

MAKE PAYMENT AT SHOP

Easy way to make payment with Home Credit Credit Card at more than 30 millions POSs in Vietnam and all over the world.

making-payment

ONLINE SHOPPING

Home Credit Credit Card provides you a secure and convenient payment solution in making online transactions instead of using cash.

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CASH WITHDRAWAL AT ATM

With no additional procedure and document, you can still get a cash loan when you need it with a Home Credit Credit Card.

making-payment
HOW TO READ STATEMENT
The Statement is the list of all transactions and debt summary of credit card until billing date. Statement provide due date, amount of debt needed to pay, details of all purchase transactions, installment transactions, cash withdrawal that were done within the billing period as well. On the predefined date every month (statement date), all transactions done will be summarize in current balance by Home Credit and customer need to pay before the due date (usually 15 days after billing date).
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HOW TO MAKE CREDIT CARD REPAYMENT
how-to-make-creditcard
FEE TABLE AND AUTHORIZATION LIMIT
Please see detail of Fee table and authorization limit for reference ( Download attached file )
TERMS & CONDITIONS APPLY
Please see detail of Term and conditions apply for reference ( Download attached file )
WRITTEN REQUEST FOR INVESTIGATION, COMPLAINTS ABOUT THE CARD TRANSACTIONS
Please see detail of Written request for investigation, complaints about the Card transactions for reference.
Please send to 20 Nguyen Dang Giai, Thao Dien ward, district 2, HCMC ( Download attached file )
FAQs
Please see detail of FAQs ( Download attached file )
INTEREST RATE OF CREDIT CARD PRODUCTS
Please see detail of Interest rate table and Interest rate formula for reference ( Download attached file )
TIPS TO USE CARD SAFETY
tips-to-use-card-safety
ATM

Home Credit Credit Card connect with over 15.000 ATMs at Vietnam
and over 1 million ATMs on over the world with logo

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Cash withdraw fee
3%/time

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